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Liudmila is married, and her children are grown now. She sells cosmetics at the market. She has two retail locations in high traffic areas. She would like a loan to buy summer products — deodorants, sunblock creams, moisterizers, etc. Liudmila plans to open one more retail location. This will help her increase profits and improve her living conditions. Liudmila is a hardworking and honest person. She pays off her loans on time and never makes a late payment.
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Людмила замужем, дети уже взрослые. Торгует на рынке косметикой. Имеет два торговых места с хорошей проходимостью. Просит предоставить ей кредит на закупку летнего товара – дезодорантов, кремов для загара, увлажняющих кремов и т.п. Людмила планиует открыть еще одно торговое место. Это позволит ей получать больше прибыли и улучшать свои жилищные условия. Людмила – трудолюбивый и честный человек. Она вовремя выплачивает кредиты и не имеет опозданий.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,342,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Ludmila to buy summer products: deodorants, creams, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 18, 2012
Jul 21, 2012
Currency Exchange Loss:
Apr 17, 2013