The loan they will receive will benefit small businesses in which Filomena is a participant, and she says that this is the first time that she has joined together with Pro Mujer, coming in via the invitation of a consultant from the lending institution who came to her house to promote it. Currently, she has a business in crafts (the creation and sales of blankets), which she learned to make with her parents a long time ago, since it is a family business.
The loan that she will now receive is to expand her capital investment through buying wools, which she will get at the traditional markets of the department of La Paz and then after weaving she will sell them according to the wishes of her customers. This type of works will generate income to support her family to the greatest possible extent, as she lives in a common law marriage and has three children.
When asked what she most likes about Pro Mujer, she replies that she likes the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Filomena es una integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de asesora de la institución que vino a su casa a promocionar. En la actualidad ella tiene un negocio de artesanía (elaboración y venta de mantas) aprendiendo este oficio de sus padres desde hace tiempo atrás, ya que es un negocio familiar.
El crédito que ahora sacará es para la ampliación de su capital (compra de lanas) mismo que comprará de las ferias tradicionales del departamento de La Paz y posteriormente a la elaboración lo comercializará a pedido de las clientas. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene tres hijos.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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