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Nelson is a 37-year-old young man who lives with his family in a community called Osa, located in Caña Blancal, which is in the province of Puntarenas. This community is known for being a highly visited rural area, because of its beautiful beaches, its wildlife diversity, and other natural attractions. Its main economic activities are tourism and agriculture.

Nelson works offering public transportation services with his vehicle inside and out of his community. He needs to buy some spare parts in order to improve his vehicle's condition, give his customers a better service, and of course obtain higher income, since he is the only source of income in his household and he has several financial needs which he cannot cover through his work alone.

Nelson has the support of his neighbors, since they use his services often. He is requesting a 500,000 colones microloan in order to purchase spare parts, repair his vehicle, and pay for labor.

Nelson belongs to the communal bank Caña Blancal, one of EDESA's 110 partner organizations in Costa Rica. He hopes this loan will allow him to grow on a personal and financial level. Thanks to this kind of organizations and lending resources he can improve his quality of life.
View original language description ↓
Nelson es un muchacho de 37 años de edad el cual vive con su familia, en una comunidad llamada Osa, localizada en Caña Blancal, ubicada en la provincia de Puntarenas. Está comunidad se destaca por ser una zona rural muy visitada por sus lindas playas, su diversidad de vida silvestre y otras atracciones naturales. Sus principales actividades económicas son las turísticas y agropecuarias.

Nelson trabaja ofreciendo el servicio de transporte público con su vehículo dentro y fuera de su comunidad, necesita comprar algunos repuestos para mejorar el estado del mismo y dar mejor servicio a sus clientes y por supuesto obtener mayores ingresos, ya que la única entrada de dinero en su hogar es la suya, y tiene varias necesidades económicas las cuales solo con trabajo puede solventar.

Nelson cuenta con el apoyo de sus vecinos ya que usan sus servicios frecuentemente. El está solicitando un micro crédito de quinientos mil colones (¢500.000) para comprar repuestos , reparar su vehículo y pagar la mano de obra.

Nelson es socio de la Empresa de Crédito Comunal de Caña Blancal, una de las 110 organizaciones socias de EDESA en Costa Rica. Con este préstamo se espera crecer más a nivel personal y económico. También destaca que gracias a este tipo de organizaciones y medios facilitadores de crédito puede mejorar su calidad de vida.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 498.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Nelson to purchase spare parts for his vehicle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 17, 2012
Jul 23, 2012
Currency Exchange Loss:
Apr 19, 2013