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Fressia Milagros
Fressia, 21, and her 2-year old son live in Ica, a city in Santiago district. She is separated from her partner, she says, and has to be both mother and father to her young child. She perseveres, though, working and striving to get ahead in the world. She tells us that she and her son like to watch television together when she has time for it. She says, too, that she would have liked to have pursued a career in medicine, but there was no money for it and it's now a dream for another day.
Fressia started her small business, selling beauty products, with her own savings and help from a friend. She sells perfumes, cosmetics and other products. She works around 8 hours a day and sees many customers. She says that the business has been successful because she sells good products and treats her customers with respect and good humor.
Fressia is grateful to Kiva lenders because your loans will allow her to buy a display case for displaying the products she sells. The investment will allow her to better show her products so that she can grow her business and, in turn, increase her income. For the future, she wants to save enough money to open a store in a shopping center in the city, a business that she hopes would give her the means to go back to school and provide her and her son with a better quality of life.
View original language description ↓
Fressia es una joven de 21 años, vive en la ciudad de Ica, en el distrito de Santiago con su pequeño hijo de 2 años, lamentablemente por diversas circunstancias se separó de su pareja, ahora ella es padre y madre para su pequeño, ella es una mujer luchadora, entusiasta y muy perseverante, que dedica todos sus esfuerzos a trabajar para salir adelante; en sus ratos libres le gusta ver televisión junto con su pequeño, lamentablemente por falta de recursos económicos no pudo cursar la carrera de medicina que tanto quería, pero sueña con poderlo algún día.
Por iniciativa propia y gracias al apoyo de una amiga, Fressia puso en marcha su pequeño negocio de venta de productos de belleza, tales como perfumes, cosméticos y cartera; ella dedica a su negocio un aproximado de 8 horas diarias, en las cuales puede atender buena cantidad de clientes, ella cree que su negocio marcha bien debido a los buenos productos que vende, así como por su trato amable y respetuoso que brinda sus clientes.
Fressia se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un estante y una vitrina para poder exhibir sus productos; de esta manera Fressia tendrá su negocio mejor acondicionado y podrá incrementar sus ventas y sus ingresos económicos, con los cuales poco a poco espera poder ahorrar el dinero necesario tener su local propio en el mercado central de su ciudad y así espera poder dar inicio a sus estudios y con ello asegurar el bienestar y futuro de su pequeño hijo.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 126
    View loans »
    Peru Loans Fundraising
  • $56,142,000
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Fressia Milagros to buy a display case for her cosmetics business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 3, 2012
Listed
Jul 23, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013