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Luz Mery
Luz Mery is 52 years of age and lives with her two children in a community called Osa located in Caña Blancal in the province of Puntarenas. This community, known for its beautiful beaches and diverse wildlife, is primarily supported by tourism and agriculture.

Luz Mery owns a grocery store which supplies the local community with daily consumer products. She noticed that her business has been slowly growing and demand for products is getting stronger. Now that her customers feel satisfied with her services they are requesting a wider range of products.

At them moment, Luz Mery is seeking a loan of 1.04 million colones (¢1,040,000) to purchase products to satisfy customer demand. She is a member of the Empresa de Crédito Comunal de Caña Blancal, one of 110 member organizations of EDESA in Costa Rica. With this loan she hopes to better herself economically and personally. She also notes that thanks to these types of credit organiztions she is able to achieve her goals.
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Luz Mery es una señora de 52 años de edad, ella vive con uno de sus hijos, en una comunidad llamada Osa, localizada en Caña Blancal, ubicada en la provincia de Puntarenas. Está comunidad se destaca por ser una zona rural muy visitada por sus hermosas playas y la gran variedad de vida silvestre, las principales actividades económicas son las turísticas y agropecuarias.

Luz Mery tiene una tienda de abarrotes, con la cual suple las necesidades de algunos productos de consumo diario de los vecinos de la comunidad, ella ha visto como poco a poco su negocio crece y la demanda de productos cada vez es mayor , ya que se han sentido satisfechos con el servicio brindado, pero a la vez exigen variedad de mercadería.

Lo que en estos momentos solicita doña Luz Mery es un micro crédito de un millón cuarenta mil colones (¢1.040.000) , precisamente para comprar variedad de mercadería y satisfacer las necesidades de su clientela.

Ella es socia de la Empresa de Crédito Comunal de Caña Blancal, una de las 110 organizaciones socias de EDESA en Costa Rica. Con este préstamo espera crecer más a nivel personal y económico. También destaca que gracias a este tipo de organizaciones y medios facilitadores de crédito puede alcanzar mayores metas.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 12
    View loans »
    Costa Rica Loans Fundraising
  • $4,059,650
    Funds lent in using Kiva
  • 498.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Luz Mery to purchase merchandise for her business.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 19, 2012
Listed
Aug 13, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 19, 2013