Paskalia is a 34-year-old married woman. She has 5 children with ages ranging from 7 years to 18 years. She describes herself as a determined and aggressive woman. She operates a dairy farm and a farm where she sells milk, maize, beans, tomatoes etc. She has been involved in this business for 6 years. Her business is located in an area with fertile soil and her primary customers are local residents. She describes her biggest business challenge to be insufficient funds for improving the business. She will use the Kes 15,000 loan to buy vegetable and cereal seeds. Her business goal is to improve her business into a double turnover within 5 years. She hopes that in the future she will be a large scale farmer.