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Sharbonu is a 46-year old woman, married, with two children. She works as a registered nurse in a village hospital. Her husband is a construction worker. However, their income is very low, which is why they also fatten and resell livestock. Sharbonu mainly takes care of fattening cows and calves, and her husband takes care of selling the animals. They are very satisfied with this source of income and would like to develop their business further. Sharbonu would like to use her loan in order to buy three young bulls for fattening.
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Шарбону 46 летняя женщина, замужем, имеет двоих детей. По профессии она работает в сельской больнице, медсестрой а ее муж строитель.Но у них очень маленькие доходы поэтому они дополнительно занимаются откормом и продажей скота.В основном Шарбону откармливает коров и телят а продажей занимается ее муж.Этим доходом они очень довольны поэтому хотят развивать свой бизнес. На полученный кредит она хочет купить ещё трех молодых бычка для откармливания.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,910,850
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Sharbonu to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 24, 2012
Jul 20, 2012
Currency Exchange Loss:
Jul 17, 2013