Francis is a 41-year-old married man with 12 children and lives in Fort Portal, Uganda. His personal goal is to educate his children to university level. Francis has been running a butcher's shop for 20 years and earned his initial capital by selling bananas.
His main hardship is inadequate capital to buy enough cows while he has a vision of diversifying his business to include farming. Francis needs a loan to buy cows to sell.