The Jesugo 6 group has three members, all of whom live in the same neighborhood. The group’s representative is called Jacqueline, and is pictured with her hand raised in the photo. She is 41 years of age and lives in Benin. She did not attend school, is married to a bricklayer called Célestin, and has five children, some of whom are at school and three of whom are still under her care.
Jacqueline lives with her husband and children and, together, the couple ensures that the family’s various expenses are met. To contribute to these family expenses, Jacqueline has sold seasonings from her home for the past 10 years. As well as this business, she also sells fish. She gets her supplies in the region where she lives.
To ensure that her customers are satisfied and to increase her sales and income, Jacqueline has requested her first loan from Alidé along with the other members of the Jesugo 6 group.
Le groupe JESUGO 6 est composé de trois personnes qui résident dans le même quartier. La représentante du groupe, du nom Jacqueline est celle qui a la main levée sur la photo. Jacqueline est âgée de 41 ans et vit au Bénin. Jacqueline n’a pas été à l’école. Jacqueline est mariée à un maçon du nom de Célestin et est mère de cinq enfants, dont certains scolarisés et trois restent à sa charge. Jacqueline vit ensemble avec son mari et ses enfants. Le couple assure ensemble les charges de la famille. Afin de contribuer aux diverses charges de la famille, Jacqueline vend depuis dix ans, des condiments à son domicile. Parallèlement à cette activité, Jacqueline vend des poissons. Jacqueline s’approvisionne dans sa région. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Jacqueline sollicite ensemble avec les autres membres du groupe JESUGO 6, un premier crédit auprès de ALIDé.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.