Mary has requested a loan of 50,000 KES from Juhudi Kilimo to buy a water pump and cereal seeds. She says this will boost her horticultural farming and cereals production which will in turn improve her retail business. She adds that the income will improve her family's living standards but notes that fluctuation in milk prices is one of the major challenges in the farming business.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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