Sou is 63 years old and he is responsible for four children. He earns a living by selling kitchen supplies in mobile places around the Reussey Keo district, where he has potential customers who use his products. Some of his children serve as his motivation to pursue his retail business. Typically, he is able to earn in the vicinity of USD 6.00 per day as estimated by a credit officer. He uses his earned income to provide daily sustenance, allowances, and education to his school-aged children. Sou wants to work out his plans and expand his merchandise sales to areas far away, where he hopes to double his income to better provide for his living needs.
In order to achieve his business goal, Sou would like to borrow some funds to add to his existing capital to purchase a used pick-up truck which will be used to transport his products (kitchen supplies). Sou believes that he will be able to further develop his business and attain success one day through his effort and the help of the loan.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.