Math is a 31-year-old married woman living in Reussey Keo district, a suburb of Phnom Penh. She and her husband are both garment factory workers, but they are employed in different factories and in different positions. Math works as a sewing staff, while her husband is an expert at repairing engines. They do not have any children, but they plan to start a family soon.
In order to supplement the family’s income, Math’s husband wants to get involved in the used motorcycle business. He will purchase used motorcycles from local people at an acceptable price, and sell them to others at a profit. Math's husband has sufficient engineering skills to refurbish the motorbike's engines. However, he does not have enough capital to start up the business.
To help her husband in his new business, Math would like to take out a loan of USD 1,500 to buy used motorcycles for resale. Math and her husband hope that the loan will enable them to increase their household income, and earn a good living in the future.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.