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Math is a 31-year-old married woman living in Reussey Keo district, a suburb of Phnom Penh. She and her husband are both garment factory workers, but they are employed in different factories and in different positions. Math works as a sewing staff, while her husband is an expert at repairing engines. They do not have any children, but they plan to start a family soon.

In order to supplement the family’s income, Math’s husband wants to get involved in the used motorcycle business. He will purchase used motorcycles from local people at an acceptable price, and sell them to others at a profit. Math's husband has sufficient engineering skills to refurbish the motorbike's engines. However, he does not have enough capital to start up the business.

To help her husband in his new business, Math would like to take out a loan of USD 1,500 to buy used motorcycles for resale. Math and her husband hope that the loan will enable them to increase their household income, and earn a good living in the future.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Math to buy used motorcycles for resale.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 18, 2012
Currency Exchange Loss:
May 25, 2013