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Lorena
Lorena is 41 years old. She is a hardworking woman who is eager to get ahead. She is married to Salaquiel, with whom she has two children who are 9 and 2. They live in their own home, which they bought through their mutual effort.

Lorena’s business is the sale of grocery staples, accessories, medicines and other items. She installed her store in a space set up in her home. She opened it more than two years ago with her own capital and then continued growing through loans from MFP. When she is away from home, she relies on her sister-in-law’s help in waiting on her customers. Lorena also hires her to care for her young son. She considers that her business is profitable since she has a loyal customer base. The problem is when it rains incessantly because it hinders free movement, making access to her home difficult and this causes sales to drop. However this does not discourage her.

This is her third loan from MFP therefore she expects to continue meeting her objectives. She notes, in addition, that she is comfortable with her communal bank since she considers it to be a united group and she has found the members to be supportive.

She will invest the loan of S/. 2,000 in the purchase of merchandise for her store. She will also buy two glass shelves, a small one valued at S/. 70 and a larger one valued at S/. 450..
View original language description ↓
Lorena tiene 41 años, es una mujer trabajadora, empeñosa y con muchas ganas de salir adelante. Está casada con Salaquiel, con quien tiene dos hijos, de 9 y 2 años de edad. Viven en su casa propia, la compraron con el esfuerzo de ambos.

Su actividad es la venta de abarrotes de primera necesidad, pasamanería, fármacos y otros. Para eso, instaló su tienda en un espacio acondicionado en su vivienda. Inició hace más de 2 años con un capital propio y luego fue creciendo con préstamos de MFP. Cuando está fuera de casa cuenta con la ayuda de su cuñada para la atención, a quien también contrata para el cuidado de su menor hijo. Considera que su negocio es rentable, pues tiene una clientela constante, el problema es cuando llueve constantemente, ya que dificulta el libre tránsito malogrando los accesos a su casa y le ventas bajan, pero eso no la desanima.

Este es su tercer préstamo con la institución MFP, por tanto espera continuar con sus objetivos. Además comenta sentirse cómoda con su banco comunal, pues lo considera un grupo unido, ya que ha encontrado apoyo por parte de todos.
Con el monto solicitado, de 2000 nuevos soles, invertirá en la compra de mercadería para su tienda (abarrotes). También comprará dos estantes de vidrio, uno pequeño valorizado en 70 nuevos soles y uno más grande valorizado en 450 nuevos soles.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,997,650
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Lorena to purchase two shelves to exhibit the products in her store as well as more merchandise to have in stock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 21, 2012
Listed
Jul 22, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013