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Update on Judith

The borrower is Judith. She belongs to the communal bank “Reyna de los Angeles” (Queen of Angels) from the province of Urubamba in Cusco, Perú. The borrower continues raising small animals like guinea pigs and chickens, an activity that she has been doing for a long time and with which she can move her family ahead. Judith at this time wants to invest the requested loan to buy some guinea pigs and chickens, but also she wants to save what is left, because she is in the habit of saving.

Judith is very grateful to Kiva for allowing her to give a better quality of life to her family and for helping her with the growth and strengthening of her activities. The borrower is grateful for the loan and she agrees to complete her payment of fees according to the payment schedule.
View original language description ↓
Nuestra socia es la señora judith, ella pertenece al banco comunal “Reyna de los Angeles” de la provincia de Urubamba en Cusco – Perú. Nuestra socia se sigue dedicando a la crianza de animales menores como cuyes y gallinas, actividad que viene realizando hace mucho tiempo y con la cual saca adelante a su familia. Judith en esta oportunidad invertirá el préstamo solicitado para comprar algunos cuyes y gallinas, pero también lo que le quede ahorrará, porque ella posee una cultura del ahorro.
Judith está muy agradecida con KIVA por permitirle dar una mejor calidad de vida a su familia y por ayudarla con el crecimiento y fortalecimiento de sus actividades.
La socia agradece el préstamo y se compromete a cumplir con el pago de sus cuotas de acuerdo al cronograma de pagos.

Previous Loan Details

The member belongs to the “Reyna de los Ángeles” (Queen of Angels) communal bank located in Urubamba District belonging to Urubamba Province and Cusco Department. Judith is 30 years old and has a spouse and two children. She alternates her daily chores with a business selling guinea pigs an... More from Judith's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 153
    View loans »
    Peru Loans Fundraising
  • $60,182,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Judith to buy chickens and guinea pigs and to be able to save.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Jul 21, 2012
Currency Exchange Loss:
Dec 15, 2012