Sina is 23 years old and married with two children. She runs a small business selling pancakes in her community and has been doing this for two years. Sina has requested a loan to buy flour, sugar, yeast, Koolaid, oil, etc. She joined SPBD in 2011 to gain access to capital. With her earnings, Sina will expand her pancake business in town and the income will help her to renovate her house.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.