Epenesa is 54 years-old and married with children. She has a small garden where she grows taro and bananas that she can sell in her community or in the market. She has been doing this for 10 years. Epenesa needs a loan to buy chemicals, knife, rakes, etc. She has been a member of SPBD since 2012. Epenesa will use the profits from her sales to expand her business and improve her home.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.