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Kosar's Group
In this Group: Kosar, Ramzana, Naseem, Rehana, Mussarat
Kosar is a very efficient lady. She is illiterate but she is very responsible and performs her household responsibilities very well. She has given birth to seven children: two of them are working and two of them are studying. Her husband works in the field and grows different seasonal crops.

Kosar has applied for a loan from Kiva's partner Asasah for further expansion of her husband’s business. With this loan investment, he will buy seeds and fertilizers, etc., in larger quantities to be able to produce better crops and increase his income. He has been operating his business for the past many years and Kosar is confident that this loan will help make his business more profitable.

Additional Information

More information about this loan

Asasah offers products that are customized for its Muslim clients. This Murabaha loan is structured as an interest free loan. Asasah purchases goods for its borrower and charges them a markup or fee. For more information on Islamic microfinance, please click here.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 411
    View loans »
    Pakistan Loans Fundraising
  • $15,144,625
    Funds lent in using Kiva
  • 94.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kosar's Group's $925 loan helped a member to buy seeds and fertilizers for a farming business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Jul 16, 2012
Currency Exchange Loss:
Aug 8, 2013