Uimailuma is a 42-year-old woman who is married with one child. She runs a business sewing clothes to sell in her community. She has five years of experience with this business. Uimailuma has requested a loan to buy materials, threads and a electric sewing machine. She plans to use her profits to expand her business from home to town. She joined SPBD in 2012 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.