Ulata is 39 years old and a widow with four children. She has a small garden where she grows taro, bananas, and yams so she can sell them in her community or at the market. She has been doing this for 10 years. Ulata needs a loan to buy chemicals, crops, fertilizer, and equipment.
She became a member of SPBD in 2012. Ulata will use the profits from her sales to improve her plantation.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.