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Update on Elena

Elena sells school supplies. She is requesting a loan of 10,000 UAH in order to stock up before the next school year. She has several vending stands and hopes to be able to increase her sales volume significantly thanks to Kiva’s financing. Elena is hard-working and responsible. She wants to develop her business further so as to improve her family’s life conditions.
View original language description ↓
Елена продает школьные принадлежности и просит предоставить ей кредит в сумме 10000 гривен на закупку товара к школьному сезону. Она имеет несколько своих киосков и надеется, что с помощью КИВА кредита, она сможет существенно увеличить торговый оборот.

Елена трудолюбивая и отвественная. Елена хочет развивать бизнес, что бы улучшить быт семьи.

Previous Loan Details

Elena is from Melitopol. She lives here with her husband and ten year old son. Elena is an owner of two kiosks which are located inside two local schools. Elena sells school supplies and stationery at these schools. The students can always find what they need and she has a good variety of product... More from Elena's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Elena to buy supplies before the new school year.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Jul 19, 2012
Currency Exchange Loss:
May 17, 2013