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Villa Nueva Nº 3 Group
In this Group: Santos Gregorio , Jilma Dianet , Celenia Yamileth , Nelly Consuelo
Jilma’s married. She’s 53-years-old and has four children. Her husband is a coffee grower. She’s a very nice, accommodating, cheerful person who has a small home-based grocery store. She stared the grocery store business 32 years ago selling products like sugar, rice, lard, beans and other domestic use products.

She started working on her own initiative and in time learned how to run her business. Her daily work schedule is 6:30am to 8pm. Jilma is asking for this loan to buy products like rice, sugar, lard, salt and beans, among others.

With support from this loan she’ll be able to stock her store and continue to have a source of income to help her husband support their family. Her goal is to buy a coffee plantation with her savings and to enlarge the grocery store. Jilma has received FAMA help for three cycles by means of loans obtained and she’s maintained a good payment history.
View original language description ↓
Doña Jilma es casada, tiene 53 años de edad, tiene 4 hijos, su esposo se dedica a la caficultura, ella es una persona muy amable, servicial y alegre, y tiene una pequeña pulpería en su casa de habitación. Hace 32 años comenzó con el negocio de la pulpería vendiendo productos como ser: azúcar, arroz, manteca, frijoles y otros productos de uso domestico.
Inicio a trabajar por cuenta propia y en el transcurso del tiempo aprendió a manejar su negocio, su horario de atención inicia a partir de las 6:30 a.m. y culmina a las 8:00 p.m. Doña Jilma solicita este préstamo para invertirlo en la compra de productos como ser: arroz, azúcar, manteca, sal, frijoles, entre otros. Con el apoyo de este préstamo podrá surtir su negocio y seguir teniendo una fuente de ingresos para poder apoyar a su esposo con el sostenimiento de su familia. Su meta es comprar una finca de café con los ahorros y hacer más grande el negocio de la pulpería. Doña Jilma tiene 3 ciclos de recibir el apoyo de FAMA mediante los préstamos obtenidos y ha mantenido un buen comportamiento de pago.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,153,025
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Villa Nueva Nº 3 Group's $2,275 loan helped a member to buy groceries.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 14, 2012
Listed
Aug 2, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2012