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Almas is 42 years old, married and has two children. She works as a teacher at a kindergarten. She has also had her own business of sheep keeping for 12 years. She raises and then sells them at the local meat market. Almas plans to request a future loan to expand her business. Today, she is requesting a loan in the amount of 1500 AZN to make repairs at home. She will purchase construction materials.
View original language description ↓
Almas 42 goda, u nee dvoe detey I muj. Ona rabotaet uchitelnicoy v detskom sadike. U nee svoy biznes ovcevodstva vot uje 12 let. Ona ix virashivaet I prodayet na mestnom masnom rinke. Almas na budushee planiruet vzat kredit dla rasshireniya biznesa. Segodna ona obratilas za 1500 AZN manat dla togo chtobi sdelat remont doma. Ona kupit stroymateriali.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $6,171
    Average annual income
  • 15
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Almas to buy construction materials for housing repairs.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 5, 2012
Jul 18, 2012
Currency Exchange Loss:
Feb 17, 2014