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Almas is 42 years old, married and has two children. She works as a teacher at a kindergarten. She has also had her own business of sheep keeping for 12 years. She raises and then sells them at the local meat market. Almas plans to request a future loan to expand her business. Today, she is requesting a loan in the amount of 1500 AZN to make repairs at home. She will purchase construction materials.
View original language description ↓
Almas 42 goda, u nee dvoe detey I muj. Ona rabotaet uchitelnicoy v detskom sadike. U nee svoy biznes ovcevodstva vot uje 12 let. Ona ix virashivaet I prodayet na mestnom masnom rinke. Almas na budushee planiruet vzat kredit dla rasshireniya biznesa. Segodna ona obratilas za 1500 AZN manat dla togo chtobi sdelat remont doma. Ona kupit stroymateriali.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 31
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Almas to buy construction materials for housing repairs.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 5, 2012
Jul 18, 2012
Currency Exchange Loss:
Feb 17, 2014