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Gamira is 52 years old, married and raised four children. To provide the primary source of income for her family, she has been involved in animal husbandry for 12 years, having started this business with a sum of 3,000 som (KGS), spent on a purchase of a cow. Thanks to Gamira's hard work, today her business contains two dairy cows with offspring and ten sheep, and the monthly profit from sales of milk amounts to about 15,000 som. Unfortunately, her youngest daughter, Nurgul, is ill, and a large part of the business income goes toward her treatment. In order to further develop her business, Gamira requested a loan in the amount of 60,000 som (KGS) from the "Bai-Tushum and Partners" company to buy additional livestock. She plans to invest the earnings from the loan into a continued expansion of her business and dreams of getting her daughter back on her feet.
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Гамире 52 года, замужем, воспитала 4 детей. Гамира в качестве основного источника дохода для своей семьи, на протяжении 12 лет занимается животноводством, начав этот бизнес с суммы в 3,000 сом (KGS), потраченной на приобретение телки. Благодаря упорному труду Гамиры,в ее хозяйстве имеется 2 дойные коровы с приплодом, 10 голов овец, ежемесячный доход от продажи молока около 15,000 сом. К сожалению, младшая дочь Гамиры – Нургуль – больна и большая часть доходов от хозяйства уходит на лечение дочери.
В целях дальнейшего развития своего бизнеса, Гамира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку дополнительных голов скота. Доходы от кредита Гамира планирует вложить в дальнейшее увеличение хозяйства и мечтает поставит дочь на ноги.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Gamira to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 26, 2012
Jul 18, 2012
Currency Exchange Loss:
Jul 19, 2013