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Dora Juana
Dora is 55 and lives in the Orquídeas of Guayaquil. This is an emerging area and promises to become an area with a lot of commercial activity. Several years ago, Dora invested some capital to open her general store. Before, there had been little competition in this area, but little by little the competition has increased. Dora is not very worried since she has a good clientele and is in a good location.

She started the business when her husband abandoned her. Since she had been a housewife, she did not have the knowledge needed to work in a company. The decision that she made was a good one, and it allowed her to help her kids get ahead in life. She was able to give them an education.

She opens her business from 10 in the morning until 11 at night, selling products such as rice, sugar, chicken, detergents, canned goods, sausage, dairy products, etc. She hopes to purchase more of these products with the loan in order to increase her inventory and stock her store. Her goal for the future is to construct various apartments in her home so she can live off the rent when she decides to take a break from her business.
View original language description ↓
Dora de 55 años vive en las Orquídeas de Guayaquil, este sector está en una parte de surgimiento y promete convertirse en una zona con mucho movimiento comercial. Hace muchos años invirtió un capital abriendo una tienda de víveres, anteriormente en este sector había poca competencia pero con el paso del tiempo ha ido aumentando, Dora no está muy preocupada ya que tiene cliente y está muy bien ubicada. El negocio lo empezó cuando su esposo la abandono y al ser ama de casa tenía poco conocimiento para laboral en alguna empresa. La decisión que tomo fue muy acertada ya que gracias a ella a sacado adelante a sus hijos y les ha dado la educación. El negocio lo atiende ella desde las 10 de la mañana hasta las 11 de la noche vendiendo productos como arroz, azúcar, pollo, detergentes, enlatados, embutidos, lácteos etc. espera comprar estos productos con el crédito para aumentar su inventario y surtir su negocio. Su meta a futuro es construir varios departamentos en su vivienda para vivir de las rentas cuando deicida descansar de su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Dora Juana purchase rice, sugar, chicken, detergents, canned food, sausage, and dairy products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jul 21, 2012
Currency Exchange Loss:
Aug 20, 2013