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Clemencia Cecilia
Clemencia has requested a loan to purchase spare car parts, bolts, keys, filters, and car accessories because these are the products she offers in her store. She and her husband started it together after he left the passenger transportation cooperative at which he worked, and using the settlement he got and a bit of money they had saved they opened the business.

It was a good option since he knows about cars and spare parts. Now it's doing well despite competition. Clemencia focuses more of her attention on the public and dealing with suppliers. She opens the store every day Monday through Saturday from 8 in the morning until 6 at night.

Clemencia's dream for the future is to be able to open a restaurant in downtown Quevedo. This is underway because she wants to start a new business that's independent of her husband's.
View original language description ↓
Clemencia ha solicitado su crédito para comprar respuestas de automotores, pernos, llaves, filtros y accesorios de carro ya que esto son los productos que oferta en su negocio. Lo empezaron juntos después que su esposo salió de la cooperativa de transporte de pasajeros en la cual trabaja, con la liquidación que recibió y algo de dinero que tenían ahorrado pusieron el negocio. Fue una buena alternativa ya que sabe de automotores y de repuestos, ahora está saliendo adelante a pesar de tener competencia. Clemencia se dedica más la atención al público y del trato con los proveedores, abre el negocio todos los días de lunes a sábado desde las 8 de la mañana hasta las 6 de la tarde. El sueño de Clemencia a futuro es poder abrir un restaurant en el centro de Quevedo el cual está en marcha ya que quiere empezar un negocio nuevo e independiente del de su esposo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Clemencia Cecilia to buy bolts, keys, filters and car accessories.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 13, 2012
Listed
Jul 21, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013