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Sra. Odilia is 56 years old, married, and has three children. She lives in a suburban neighborhood in the city of San Pedro Sula, Cortes.

Doña Odilia has the support of her husband, who helps with covering the household expenses. She previously worked as a street vendor, but she needed to take care of her children and continue generating income. Therefore, she decided to open a grocery store where she sells consumer goods such as basic grains, condiments, meats, soft drinks, juices, bread, eggs, and grocery products. Odilia is motivated to continue her business with the help of the loans from ODEF. She will be able to maintain a stable and well-stocked business. Odilia attends to her customers for 16 hours a day.

She is requesting her third loan in the amount of 25,000 HNL so that she can restock her business by purchasing meats, basic grains, condiments, dairy products, sausages, soft drinks, bread, and other grocery products such as paper, dishwashing soap, bath soap, toothpaste, and other items. Odilia hopes to fulfill her commitment with ODEF so that she can grow her grocery store and better serve her customers. She wants to thank in advance those who believe in her and are providing her this opportunity.

View original language description ↓
La señora Odilia tiene 56 años de edad, es casada, tiene 3 hijos y vive en cuna colonia suburbana de la Ciudad de San Pedro Sula, Cortes.
Doña Odilia cuenta con el apoyo de su esposo quien la ayuda cubrir los gastos del hogar. Anteriormente, Doña Odilia era comerciante ambulante, ella tenía la necesidad de cuidar de sus hijos y seguir teniendo una fuente de ingreso. Así que ella decidió establecer una pulpería en donde vende productos de consumo como granos básicos, condimentos, carnes, refrescos, jugos, pan, huevos y productos de abarrotería. Odilia se siente motivada con su negocio ya que con la ayuda de los financiamientos que Odef le ha brindado a logrado mantener su negocio estable y bien surtido. atiende a su clientela 16 horas al día.
Solicitó su tercer crédito de L25, 000 para surtir el negocio con la compra de carnes, granos básicos, condimentos, lácteos, embutidos, refrescos, pan y productos de abarrotería como papel, jabón de lavar, de baño, pasta dental, etc. Ella espera cumplir con este compromiso con ODEF y hacer crecer su pulpería y atender mejor a sus clientes.
Ella agradece de antemano por creer en ella y por la oportunidad brindada.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 91
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Odilia to buy meats, basic grains, condiments, dairy products, sausages, soft drinks, bread, and other grocery products.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 6, 2012
Jul 22, 2012
Currency Exchange Loss:
Nov 17, 2013