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Nidia Marilu

Update on Nidia Marilu

Nidia is a member of the communal bank Rikchariy II. She is 38 years old, is married, and is a mother of four children. She has been a member of FINCA Perú for five years. She has a business that rents out topographic equipment (machinery for leveling and surveying).

She is grateful to the institution for the ease with which she is able to obtain a loan. What she likes most about the communal banks is that they taught her how to save, and she appreciates all of the training sessions, because each one teaches her something that she can apply in her business or family life. Through the communal bank meetings she has made many friends, who share their life experiences with each other. Her dream is to start a construction business.

She will use the loan proceeds to finish constructing an office for her business.
View original language description ↓
Nidia es socia del Banco Comunal Rikchariy II. Tiene 38 años de edad, es casada y es madre de 4 hijos. Es socia de FINCA Perú desde hace 5 años. Se dedica al alquiler de aparatos topográficos (nivel, teodolito, estación). Está agradecida con la institución por las facilidades de préstamo que ofrece. Lo que más le gusta de su Banco Comunal es que le enseñaron a ahorrar y las capacitaciones porque cada una de ellas le enseña algo que aplica en su negocio o en su familia. En las reuniones de su Banco Comunal conoció a muchas amigas con las cuales comparte e intercambia sus diferentes experiencias de vida. Su sueño es formar una empresa constructora. Nidia invertirá el préstamo que solicita en el acabado de una oficina de trabajo donde funciona su negocio.

Previous Loan Details

Nidia is a member of the Rikchary Community Bank. Rikchary means "to wake up" in Quecha.


Nidia is 30 years old and married with 2 children. With her husband, she has two businesses, one is a tavern called "Ucupis," which means "with in" in Quecha. The tavern is open all night until the early morning, because of which she employes people to work in her business. Also, Nidia has a liquor store which is located on the main street. The liquor store is open at night until the early morning as well, depending on the demand for her products. She also sells beer at various events.


Nidia also has a business in which she is the sole owner, a mail-order cosmetic product and clothing business in the city of Lima.


Nidia needs a 2,000 soles loan to purchase children's and women's clothing. Nidia dreams of having her own house, expanding her businesses, and offering the best to her children.



Translated from Spanish by Jordan Shanker, Kiva volunteer.



Nidia es socia del Banco Comunal Rikchary que significa Despierta en quechua.


Nidia es casada, tiene 30 años y 2 hijos, Nidia junto a su esposo tiene dos negocios que es administrado por ambos, tienen una taberna llamado Ucupis que significa adentro en quechua, la atención es por las noches hasta la madrugada, para lo cual cuenta con la ayuda de personal. Además tienen una licorería que se ubica en una avenida principal, el horario de atención es por las noches hasta la madrugada dependiendo de la demanda de sus productos y también reparte cerveza por mayor a diferentes eventos de acuerdo a los pedidos.


Nidia además tiene un negocio que ella sola administra que es la venta de cosméticos por catálogos y ropa que lo adquiere en la ciudad de Lima.


Nidia necesita un préstamo de 2000 soles dinero que será invertido en la compra de ropa de niños y damas.
Los sueños de Nidia son tener casa propia, ampliar sus negocios, que sus ventas sigan creciendo y brindarles los mejor a sus hijos. More from Nidia Marilu's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Nidia Marilu to finish building an office for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 30, 2012
Listed
Jul 20, 2012
Currency Exchange Loss:
Covered
Ended:
Jan 26, 2013