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Tatyana

Update on Tatyana

Tatyana is using the Kiva loan program for the third time. Each time, the timely help provided her business an opportunity to grow and evolve, thanks to which Tatyana’s family was able to enjoy dignified living conditions in spite of difficult economic times and ongoing overall price hikes. Since her last loan, Tatyana has been able to complete a full renovation of her apartment, install new windows, and renovate the kitchen, bath and toilet, which is something she had wanted to do for a long time.

Tatyana would like to invest the obtained 15,000 UAH into buying cosmetics and high-end fashion jewelry from Germany, in order to sell these wares in her store and increase her revenues.
View original language description ↓
Татьяна уже в третий раз пользуется кредитными услугами КИВА. Каждый раз своевременная помощь давала ее бизнесу шанс расширяться и развиваться, а семья могла за этот счет достойно жить, несмотря на непростое состояние экономики и постоянный рост цен на всё. Со времени выдачи предыдущего кредита Татьяна смогла на полученный доход сделать капитальный ремонт в квартире, поменять окна, отремонтировать кухню, ванную и туалет, что ей так давно хотелось сделать.

Татьяна хотела бы вложить полученные средства в размере 15 000 гривен в покупку косметических средств и дорогой бижутерии из Германии, чтобы реализовать их в своем торговом павильоне и получить дополнительную прибыль.

Previous Loan Details

Tatyana is married. She has an eleven-year-old daughter, Dasha. Tatyana lives and works in Ordzhonikidze. She sells cosmetics and perfumes, as well as different products for personal care, for both men and women. Tatyana has a spacious shop in a convenient place in the main thoroughfare of a big... More from Tatyana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,313,275
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Tatyana to buy cosmetics and high-end fashion jewelry from Germany.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 6, 2012
Listed
Jul 18, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013
This photo was used before for a previous loan for Tatyana. It was first posted on Kiva on Aug, 2011. Learn More