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Arely Maria
Arely, 33 years old, lives in the town of Estelí. She is married and has two children who are in her charge. She studied until the fifth year of secondary school. She has been selling natacamales (steamed corncakes, a popular Nicaraguan dish) for 3 years. She started her business with her own money, earned while working at her previous job, a restaurant in the community. At 28, she decided to set up her own business with this money in the house where she lives. This is her first business, which she runs successfully on her own, since she is not helped by anyone. Arely says that she is satisfied with selling natacamales because it is a profitable business: she makes money every day and has many returning customers. She asks for this loan to buy firewood, sweetcorn, meat, onions, potatoes, etc. These are all the ingredients needed to make natacamales and give them flavour. She says that the loan will help her because it will enable her to invest in her inventory, increase production, and obtain a better income for her family. Her plans for the future include having her own home to be able to have a better standard of living and be independent. Her next goal is to establish her business in other places in the community, since she would like to become one of the most successful entrepreneurs in her area in order to increase her earnings and be able to give her children a better education.
View original language description ↓
Arely de 33 años de edad, habita en la ciudad de Estelí, casada, madre de dos hijos que están a su cargo, ella realizo estudios hasta quinto año de secundaria, de oficio comerciante se dedica a la venta de nacatamales desde hace 3 años. Inicio su negocio con dinero propio, anteriormente trabajaba en un restaurante de la comunidad a la edad de 28 años, de los ingresos que obtuvo de su trabajo decide establecer su propio negocio en su casa de habitación, este ha sido su primer negocio el cual saca adelante por si sola pues no tiene apoyo de nadie, Arely dice que se encuentra satisfecha con su venta de nacatamales ya que es un negocio rentable, genera ingresos diarios además cuenta con clientes fijos.
Solicita el crédito para comprar leña, maíz, carne, cebolla, papas, etc. Toda la materia prima que se necesita para elaborar y darle el sabor a sus nacatamales, ella dice que el préstamo será de ayuda pues podrá invertir en su inventario, incrementara su producción y podrá obtener mejores ingresos para la familia, sus planes futuros es llegar a tener su casa propia para tener un mejor nivel de vida y ser alguien independiente, sus metas próximas es diversificar su negocio en otros lugares de la comunidad, pues su deseo es llegar a ser una de las mejores comerciante de la zona con el objetivo de mejorar sus ganancias y poder ofrecerle una mejor educación a sus hijos.

About Nicaragua

  • $3,636
    Average annual income
  • 144
    View loans »
    Nicaragua Loans Fundraising
  • $24,099,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Arely Maria to buy firewood, sweetcorn, meat, onions, potatoes, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 7, 2012
Listed
Jul 20, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013