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Wangninan 16 Group
In this Group: Ahoudjo, Clémentine, Anihouvi, Colette
"Wangninan 16" is a group comprising four people who live together in the same area and belong to the same tontine. In order to raise the level of their business and meet their customers' demands, this group joined ALIDÉ with the goal of obtaining a loan. The group leader, Ahoudjo (whose hand is raised in the photo), is 44 years old and married to a farmer named Gbèhounou. Ahoudjo is the mother of four children, none of whom attend school. The children live together with their parents. Ahoudjo did not attend school. For about twenty years, Ahoudjo has sold palm oil and doughballs (made from corn starch) at her home. She buys her products in the area. With the goal of raising her business and better responding to the increasingly growing demand of her clientele, Ahoudjo is seeking a fourth loan with ALIDÉ along with the other members of the Wangninan 16 group. The three previous loans were repaid properly.
WANGNINAN 16 est un groupe de quatre personnes, dont les membres habitent ensemble dans le même quartier et appartiennent à un même groupe de tontine. Afin d'élever le niveau de leur activité et de faire face à la demande de leur clientèle, ce groupe s'est rapproché de ALIDé, en vue de l'obtention d'un crédit. La représentante du groupe, Ahoudjo (dont la main est levée sur la photo), est âgée de 44 ans et est mariée à un cultivateur du nom de Gbèhounou. Ahoudjo est mère de quatre enfants, dont aucun scolarisé et aucun à leur charge. Les enfants vivent ensemble avec leurs parents. Ahoudjo n'a pas fréquenté l'école. Depuis une vingtaine d’année, Ahoudjo vend de l’huile de palme et des boules de pâtes (faites à base de l'amidon du maïs) à son domicile. Ahoudjo achète ses produits dans sa région. Dans le but de rehausser son activité et de mieux répondre à la demande de plus en plus forte de sa clientèle, Ahoudjo ensemble avec les autres du groupe WANGNINAN 16 sollicitent pour une quatrième fois un crédit auprès de ALIDé. Les trois premiers crédits ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 537.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Wangninan 16 Group's $575 loan helped a member to buy maize and palm nuts.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 16, 2012
Currency Exchange Loss:
Mar 15, 2013