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Nonvignon Group
In this Group: Florence Assiba, Séraphine, Akouavi Ambroisine
The group NONVIGNON consists of three people who live in the same neighborhood. The group’s representative is Florence Assiba, seen with her hand raised in the photo. She is a 42-year-old widow and mother of four dependent children, some of them in school. She herself received little schooling.

Florence Assiba handles the various household responsibilities on her own. To that end, she sells fabrics, pots, and plastic wares through the distribution system. As a secondary activity, she also sells food from her home. She is able to earn the income necessary to provide for herself and her children. She buys her merchandise in a market of Benin and in Ghana.

To expand her business and to increase her sales and revenue, Florence Assiba is seeking a third loan from ALIDé together with the other members of the group NONVIGNON. Their two previous loans were repaid without incident.
NONVIGNON est un groupe constitué de trois personnes et dont la représentante (dont le doigt est levé sur la photo) est nommée Florence Assiba. Les membres du groupe résident dans le même quartier. Âgée de 42 ans, Florence Assiba a peu fréquenté l’école. Florence Assiba est une veuve et mère de quatre enfants dont certains scolarisés et tous à sa charge. Florence Assiba assure les diverses charges de la maison. Pour parvenir à ses multiples charges, Florence Assiba vend des tissus, des plastiques, et des casseroles par le système de distribution. Parallèlement à cette activité, Florence Assiba vend de la nourriture à son domicile. Cette activité lui procure des revenus l'aidant à assurer ses différents besoins ainsi que ceux de ses enfants. Florence Assiba se ravitaille dans un marché du Bénin et au Ghana. C'est la troisième fois que Florence Assiba sollicite un financement auprès de ALIDé, ensemble avec les autres membres du groupe NONVIGNON, afin d'agrandir son activité et d'accroître son chiffre d'affaire et son revenu. Les deux premiers prêts ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 537.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Nonvignon Group's $1,225 loan helped a member to buy fabrics, plastic wares, pots and kitchen utensils for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 16, 2012
Currency Exchange Loss:
Aug 20, 2013