The Dagbemabou group is made up of three people who live in the same district of Benin. It is the sixth time that this group has requested financial aid from Alidé, with a view to increasing their business volume. The representative of the group, whose name is Ahlonsou, is the one with her hand raised in the photo. She is 58 years old and married to a man called Ingrid. Ahlonsou attended school very little. The couple has six children, some of whom go to school; all the children are in their parents' care. Ahlonsou and her husband cover the various family expenses between them. The children live with their parents. Ahlonsou has been selling palm oil in a Benin market for almost 12 years. At the same time, she also goes fishing in a Benin lake. She gets her provisions in a region of Benin. With a view to satisfying customer demand and increasing her income, Ahlonsou is requesting, together with the other members of the Dagbemabou group, a sixth loan from Alidé. The first five loans were repaid in full.
Le groupe DAGBEMABOU est composé de trois personnes qui résident dans le même quartier au Bénin. C'est la sixième fois que ce groupe sollicite l'aide financier de ALIDé, afin d'élever le niveau de son activité. La représentante du groupe, du nom de Ahlonsou est celle qui a le doigt levé sur la photo. Ahlonsou est âgée de 58 ans et est mariée à un certain Ingrid. Ahlonsou a peu fréquenté l’école. Le couple a six enfants, dont certains scolarisés et tous à leur charge. Ahlonsou et son mari assurent ensemble les différentes charges de la famille. Les enfants vivent ensemble avec leurs parents. Depuis près de douze ans, Ahlonsou vend de l’huile de palme dans un marché du Bénin. Parallèlement à cette activité, Ahlonsou va à la pêche à un lac du Bénin. Ahlonsou s'approvisionne dans une région du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son revenu, Ahlonsou sollicite, ensemble avec les autres membres du groupe DAGBEMABOU, un sixième crédit auprès de ALIDé. Les cinq premiers crédits ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.