Firmine only attended school for a short period of time. She is 46 years old and married to a man named Omer. The couple raises four children, all in school and their dependents. Out of these four children, three are their own.
Firmine lives with her husband and children. The couple jointly takes care of the family's expenses.
For almost 15 years now, Firmine has been selling ice boxes and fabrics from her home, through the distribution system. Additionally, she sells kitchen utensils (dishes, forks) in order to meet her family's various needs.
She buys her goods at a market in Benin.
In order to increase her stock of merchandise, and to better meet her customers' demand, she would like to receive a fourth loan, together with the other members of the WANGNIGNINAN group.
Previous loans have been duly repaid.
About AlidéAlidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid