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Wangnigninan Group
In this Group: Firmine , Laurel, Sègbégnon Claire, Lydia Nicole Florence
The WANGNIGNINAN group comprises four women who live in the same neighborhood. The group's representative, named Firmine, is the one raising her hand in the photo.

Firmine only attended school for a short period of time. She is 46 years old and married to a man named Omer. The couple raises four children, all in school and their dependents. Out of these four children, three are their own.

Firmine lives with her husband and children. The couple jointly takes care of the family's expenses.

For almost 15 years now, Firmine has been selling ice boxes and fabrics from her home, through the distribution system. Additionally, she sells kitchen utensils (dishes, forks) in order to meet her family's various needs.

She buys her goods at a market in Benin.

In order to increase her stock of merchandise, and to better meet her customers' demand, she would like to receive a fourth loan, together with the other members of the WANGNIGNINAN group.

Previous loans have been duly repaid.
View original language description ↓
Le groupe WANGNIGNINAN est formé de quatre personnes qui résident dans le même quartier. La représentante de ce groupe, nommée Firmine est celle dont la main est levée sur la photo. Firmine a peu fréquenté l’école. Firmine est âgée de 46 ans et est mariée à un certain Omer. Le couple a quatre enfants, tous scolarisés, et à leur charge. Parmi les enfants, trois sont leurs propres enfants. Firmine vit ensemble avec ses enfants et son mari. Le couple assure ensemble les diverses charges familiales. Il y a près de quinze ans que Firmine mène comme activité, la vente des glacières, des tissus à son domicile et par le système de distribution. De façon secondaire, Firmine vend des ustensiles de cuisine (plats, fourchettes) afin de contribuer aux divers besoins de sa famille. Firmine s'approvisionne dans un marché du Bénin. Dans le but d'augmenter le stock de ses produits et de mieux répondre à la demande de sa clientèle, Firmine désire obtenir un quatrième crédit ensemble avec les autres membres de son groupe WANGNIGNINAN. Les crédits reçus antérieurement ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 537.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Wangnigninan Group's $2,250 loan helped a member to buy ice boxes, fabrics and kitchen utensils.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 20, 2012
Currency Exchange Loss:
Aug 22, 2013