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Update on Cesar

Cesar keeps on being a member of the Communal Bank “Luz del Sur” (Southern Light), and it is going very well for him as he is punctual in his repayments. He keeps on creating metal structures such as window frames, door frames, railings and other items, an activity he has been engaged in for many years, and things are going very well. In this occasion Cesar is requesting a loan to buy materials for his job such as iron, paint and other supplies.

He is grateful for the loan and he commits to complying with the repayment of his dues according to schedule.
View original language description ↓
El socio Cesar sigue participando en el banco comunal “Luz del Sur” y le va muy bien gracias a los pagos puntuales de sus cuotas, él sigue fabricando estructuras metálicas como por ejemplo para ventanas, puertas, barandas y otras cosas más. Ya son varios años que se dedica a este negocio y le va muy bien. En esta oportunidad el socio Cesar requiere el préstamo para comprar materiales de trabajo como fierros, pintura y otras cosas más.

El socio agradece el préstamo y se compromete a cumplir con el pago de sus cuotas de acuerdo al cronograma de pagos.

Previous Loan Details

Cesar is one of 12 members of the village bank “Luz del Sur”, located in the Andean highlands of Cusco. Cesar is 24 years old and single. He owns and operates a metal workshop with his brother. For the last eight years, Cesar has worked in the shop constructing all types of metal structures for h... More from Cesar's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Cesar to buy working tools such as iron and paint.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jul 23, 2012
Currency Exchange Loss:
Nov 15, 2012
This photo was used before for a previous loan for Cesar. It was first posted on Kiva on Feb, 2012. Learn More