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Sinat's Group
In this Group: Sinat, Touch, Cheth, Sophorn
Sinat, 29 years old, lives in a rural village in the Sa Ang district province, Cambodia. She is married and has no children yet. To make a living, she has been working in the rice fields for twenty years, earning about 17,800 KHR per day. Sinat's main challenge is lack of capital for her rice field business.

Sinat’s group consists of four members, all female. She and two other members have been with VisionFund for one cycle and the fourth is just starting out with VisionFund. Sinat completely repaid her last loan. She used it successfully to better support her family. As the group leader, Sinat is going to use her portion of this loan to buy fertilizers for her farmland. She hopes to grow her business so as to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 328
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • 4,102.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sinat's Group's $875 loan helped a member to buy fertilizers for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jul 15, 2012
Currency Exchange Loss:
Jul 17, 2013