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Kum, aged 47, is raising five children. Kum does various kinds of farm work on her own farm to provide for her children's basic necessities. For an additional income for the family, Kum acts as a paid laborer working in potato plantations of local villagers. However, her husband is still the main income provider of the family, providing motorcycle repair services to people in his community.

Due to inadequate capital for home repair and for the purchase of timbers, Kum now is requesting a loan in the amount of KHR 2,000,000. She hopes to provide good living conditions for her family with the help of the loan.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 316
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • 4,102.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Kum to purchase timbers for repairing her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jul 15, 2012
Currency Exchange Loss:
Mar 21, 2013