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Phan's Group
In this Group: Phan, Chert, Pheap
Phan is from the Ek Phnom district of Battambang province, Cambodia. She is 59 years old and has four children; two daughters are still dependent on her and work as garment workers. She has been involved in rice farming for 42 years and supplements family’s income by working as a paid worker to support her family. She is able to earn about KHR 34,200 per day.

Phan has been with Kiva’s partner, VisionFund, for three cycles while the other members have been with Kiva’s partner for one cycle. The past loans have made her family a better living. Now she is asking for a loan of KHR 800,000. As the group leader, she will use her portion to buy fertilizers, a plowing machine, and use a portion of it to buy one sewing machine. She hopes that this loan will enable her to raise her family's standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 285
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,102.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phan's Group's $450 loan helped a member to buy fertilizers, a plow, and use a portion of it to buy one sewing machine.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jul 15, 2012
Currency Exchange Loss:
Jun 17, 2013