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Mamlakat is a young woman. She has children, whom she is raising without a husband because she got divorced due to family circumstances. She is a pharmacist and works at two pharmacies according to a schedule. She knows her business very well and has a lot of experience in it. Despite the fact that she earns a salary in two places, she cannot save money for a major purchase. Her daughter is already grown, and Mamlakat wants to buy her jewelry for a dowry. She needs to buy the dowry because she plans to marry off her daughter soon. Mamlakat is happy to have learned about our organization and to request financial assistance from us.
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Мамлакат- молодая женщина, у неё дети и она воспитывает их без мужа, так как по семейным обстоятельствам она развелась.Она фармацевт по профессии и работает в двух аптеках по графику.Знает своё дело очень хорошо и имеет большой стаж.Хотя она получает зарплату в двух местах, она не может накопить деньги на крупную покупку.Её дочь уже выросла и она хочет купить ей ювелирные изделия на приданное.Уже надо покупать приданное,потому что она скоро планирует выдать дочь замуж.Она рада, что узнала о нашей организации и обратилась к нам за финансовой поддержкой.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 116
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Mamlakat to buy jewelry.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 17, 2012
Currency Exchange Loss:
Sep 15, 2012