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Trabajando Juntos  (Rocafuerte) Group
In this Group: Dolores Ernestina, María Piedad, Mónica Elizabeth, Martha Isabel, Erika Marilyn, Narcisa Margarita, Marcela Jacqueline, Moncerrate Narcisa, María Drisney, Darlin Damian, José Fredy, Diana Patricia, Silvia Elizabeth, Norly Verónica
In the Rocafuerte canton the Trabajando Juntos [Working Together] communal bank meets every two weeks. This group is made up of 12 women and 2 men. The place is known for the delicious candies made by the locals and that are known throughout the country. They pooled their strengths to be able to access the benefits offered by the Fundación Espoir. With it, they hope to grow their businesses for their families' wellbeing.

In this group we met Dolores. She is 50 years old and several years ago her beloved husband died and she became a widow. From her marriage she has 5 children who are all grown. Two of them live in her house.

Our friend, in order to get ahead with her family, has a store in her house There she sells all types of products such as rice, sugar, oil, detergent, vegetables, legumes and fruit. She works everyday from 6 a.m. until 20 p.m. and sometimes even later. One of her children helps with the work when he isn't busy, but generally it's our friend who is at the business. She tells us that she likes being there since besides earning a living she is entertained and forgets her lonliness. She has had her business for a year and it is going very well despite the brief time she has had it. She had a restaurant before but she closed it because it was very tiring for her.

She is going to use this loan to stock up her store more. She is going to buy rice, sugar, oil, detergents, deli meats and other basis necessity products. this is her first cycle with the group. She is the president of it and hopes to continue in it for a long time.

Her goals are to get ahead in her business and for her store to grow mare every day.
View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días el Banco Comunal Trabajando Juntos. Este grupo está integrado por 12 mujeres y 2 hombres, este lugar se lo conoce por los deliciosos dulces que preparan los lugareños y que son reconocidos en todo el país. Ellos unieron sus esfuerzos para poder acceder a los beneficios que presta la Fundación Espoir, con el cual espera aumentar sus negocios para el bienestar de sus familias.

En este grupo conocimos a la señora Dolores, tiene 50 años de edad, hace varios años su querido esposo falleció y quedo viuda, pero de esta relación tiene cinco hijos los mismos que ya son mayores de edad, dos de ellos aun viven en su casa.

Nuestra amiga para salir adelante junto a su familia, tiene una tienda en su casa, allí vende todo tipo de productos, como arroz, azúcar, aceites, detergentes, legumbres, verduras y frutas, trabaja todos los días desde las 6h00 hasta las 20h00 y a veces hasta más tarde, uno de sus hijos le ayudan en su trabajo cuando está desocupado, pero por lo general es nuestra amiga la que mas pasa en su negocio ya que nos comenta que es allí donde le gusta estar ya que además de ganarse la vida se entretiene y se olvida de su soledad. Tiene un año con su negocio y le va muy bien pesar del corto tiempo que lleva con él, antes tenía un restaurante pero lo cerro porque era muy cansado para ella.

Este crédito lo va a emplear en surtir mas su tienda, va a comprar arroz, azúcar, aceite, detergentes, embutidos y otros productos de primera necesidad. Este es el primer ciclo del grupo, ella es la presidenta del mismo y espera seguir por mucho tiempo.

Sus metas son seguir adelante en su negocio y que su tienda crezca cada día más.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $23,495,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Trabajando Juntos (Rocafuerte) Group's $5,300 loan helped a member to buy rice, sugar, oil, detergents, deli meats and other basic necessity products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 9, 2012
Aug 2, 2012
Currency Exchange Loss:
Dec 15, 2012