Los Laureles (Cuenca) Group
One of this group’s members is Bilma, 29. She’s married and has two children who are 7 and 6 years of age and attend the local elementary school. Her husband works in whatever jobs he can get but his specialty is bricklaying. They own the house they live in.
Bilma has been working embroidering since the age of 12. She works from home Monday through Saturday with no fixed work schedule. She learned this activity on the job. She also raises cattle, pigs, guinea pigs and chickens to sell.
This is the fourth loan she’s taken in the communal bank and she will use it to buy thread and fabric to continue with her business. Her goal is to enlarge her house.
The small photo is of a member who was unable to be present when the group photo was taken.
Una de las socias de este grupo es la Señora. Bilma, tiene 29 años, es casada y en su unión conyugal ha concebido 2 hijos de 7 y 6 años de edad, quienes estudian en una escuelita de la localidad. Su esposo labora en cualquier trabajo que le salga, pero su fuerte es la de albañil, la casa en la que viven es de su propiedad.
Doña Bilma desde que tenía 12 años se dedica al arte del bordado, labora desde su casa de lunes a sábados sin un horario fijo, esta actividad aprendió trabajando. También cría y vende ganado, cerdos, cuyes y gallinas.
Este es el cuarto crédito que realiza en el banco comunal y lo va a invertir en la compra de hilos y telas para continuar con su negocio.
Su meta es ampliar su casa.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid