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Las Gaviotas  (Cuenca) Group
In this Group: Blanca, Clara Inela, Zoila Mercedes, Marcia Patricia, María Lourdes, Jhovana Alexandra, Laura Mercedes, María Delia, María Dolores
The “Las Gaviotas” (The Seagulls) communal bank has nine women members who live in Baños Parish. Most of its territory is included within the boundaries of the “Yanuncay” and “Sunsun Yanasacha” nature preserves, protected areas in the Paute River Basin. It’s located southwest of the city of
Cuenca and it’s popular because of its great variety of typical dishes and for its thermal water swimming pools. Its residents are nice, kind and very hardworking. They work in various activities that make it possible for them to cover household expenses and to support their entire families. They still preserve their native traditions.

One of the group members is María Dolores, 47. She lives in a common law relationship and has had four children who are all married adults now living on their own. She cares for three grandchildren who are attending the local elementary school. Her husband works in agriculture and they own the house they live in.

María Dolores is a basket weaver, an activity she’s carried out since she was very young since she learned it from her parents. She sells her wares from market to market in the city. She also works raising pigs and guinea pigs to sell.

This is communal bank’s third loan and she will use it to buy guinea pigs, pigs and animal feed. Her dream is to travel to the United States.
View original language description ↓
El banco comunal Las Gaviotas está formada por 9 mujeres quienes viven por la parroquia de Baños, la mayor parte de su territorio está incluida dentro de las declaratorias de Bosques y Vegetación Protectoras conocidos como “Yanuncay” y “Sunsun Yanasacha”, áreas de protección de la Cuenca del Río Paute. Ubicada al suroccidente de la Ciudad de Cuenca, este lugar es visitado por su gastronomía en donde se venden una gran variedad de platos típicos y por sus piscinas de aguas termales. Su gente es amable, gentil y muy trabajadora, laboran en diferentes actividades las mismas que les permiten solventar los gastos de sus hogares sacando adelante a toda su familia, aun mantienen la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. María Dolores, tiene 47 años de edad, vive en unión libre y ha concebido 4 hijos quienes son todos mayores de edad, están casados y viven independientes, ella está al cuidado de 3 nietos quienes estudian en una escuelita de la localidad. Su esposo labora en la agricultura, la casa en la que vive es de su propiedad.

Doña María Dolores se dedica a la elaboración de canastas, actividad que la desempeña desde muy joven ya que este trabajo lo aprendió de sus padres, sus productos los vende recorriendo los mercados de la ciudad. También se dedica a la cría y venta de cerdos y cuyes.

Este es el tercer crédito que realizan en el banco comunal y lo va a invertir en la compra de cuyes, cerdos y alimento para sus animales.

Su sueño es viajar a los Estados Unidos.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Las Gaviotas (Cuenca) Group's $6,550 loan helped a member to buy guinea pigs, pigs and animal feed.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 2, 2012
Listed
Aug 2, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013