Las Divinas Group
Adela sells food in a stand located in the same zone where she lives. This loan is her first sequence in the institution and she will use it to buy sets of tables and chairs for her business to provide better comfort for her customers. The reason for requesting the loan is to continue improving her business. Adela will use profits to continue buying ingredients and thus improving her income.
Her wish for her business is to have a restaurant and thus provide better customer service. Adela is a very hardworking person who feels happy for the opportunity she and her fellow members are getting since in some cases they are the sole source of support for their families.
El Banco de emprendimiento LAS DIVINAS, Está compuesto por ocho integrantes todas mujeres la presidenta del banco es la Sra. Adela vive por la localidad de la Guardia, ella tiene 25 años y dos hijos de las edades de 5 y 3 años, La Sra. Adela se dedica a la venta de comida en su puesto de venta que se encuentra en la misma zona donde vive, este préstamo es su primera secuencia dentro de la institución, la Sra. Adela va a usar este préstamo para la compra de mesas y sillas para su negocio y de esta manera brindar mayor comodidad a sus clientes, su razón para solicitar este préstamo es seguir mejorando en su negocio, la Sra. Adela va a utilizar los beneficios para seguir comprando insumos y así mejorando sus ingresos, su deseo para su negocio es tener un restaurante y así brindar un mejor servicio a su clientela. La Sra. Adela es una persona muy trabajadora se siente feliz por la oportunidad brindada a ella ya sus compañeras de grupo ya que en algunos casos mantienen solas a sus familias.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid