Through her own initiative, Placida works with great effort and dedication each day at her small business of selling cheese. She also earns some income by selling beer. Placida works at her business approximately 10 hours each day. She enjoys her job and believes she is doing well since her customers recommend her because of her good prices and friendly service.
Placida is extremely grateful to the Kiva lenders. Thanks to the assistance they will provide, she will be able to make improvements to her home. She wants to add finishing touches such as plaster, paint, floor tiles, and windows to her home. This will provide her family with greater security and well-being. These improvements will also result in a more comfortable and pleasant environment in which her children can develop. In the not-so-distant future, Placida wants to completely finish the construction of her home so that she can start a small grocery business in order to secure an education and a future for her children.
Por iniciativa propia, con mucho empeño y dedicación, día a día Placida trabaja en su pequeño negocio de venta de queso y adicionalmente para obtener algunos ingresos vende cervezas; ella dedica a su negocio un aproximado de 10 horas diarias, ella se siente a gusto realizando su labor y cree que le va bien ya que sus clientes la recomiendan por sus buenos precios y por su trato amable.
Placida se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea poder realizar los acabados, tales como: tarrajeado, pintado, puesta de piso y ventas para su hogar; de esta manera Placida podrá brindar mayor seguridad y bienestar para su familia, así como un ambiente mas cómodo y grato para el desarrollo de sus queridos hijos, y en un futuro no muy lejano desea poder terminar la construcción , y en un futuro no muy lejano desea poder terminar la construcción total de su vivienda para poder iniciar un pequeño negocio de venta de abarrotes, para con ello poder asegurar la educación y futuro de sus hijos.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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