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Benigno Julio

Update on Benigno Julio

Julio continues to dedicate himself to his business maintaining and repairing computers and keyboards. He has a shop where he works from 8 a.m. until 5 p.m., and the business has helped him make headway for his children. Julio's dream is to expand his business, and he is requesting a loan to purchase parts like cables and tools to fix computers. He feels happy about the loan and promises to make his payments on time.
View original language description ↓
El socio se sigue dedicando al negocio de el mantenimiento y reparacion de de computadoras,el socio repara computadoras y teclados,el tiene un taller donde trabaja desde las 8:00 a.m hasta las 5:00 p.m,por medio de este negocio el socio saca adelante a sus hijos,el sueño del socio es ampliar el negocio de mantenimiento y reparacion de computadoras.El socio solicita el credito para comprar repuestos como cables y herramientas para que arregle las computadoras.

El socio está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Julio belongs to the communal bank “Qorichaska del Cusco” and the members meet every 30 days in the city of Cusco in the province of Cusco. Julio is 42 years old, married and has 2 children. He was born in the city of Cusco and he lives and does business in the same city he was born in. His ma... More from Benigno Julio's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 133
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Benigno Julio to purchase cables and tools to fix computers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 28, 2012
Jul 18, 2012
Currency Exchange Loss:
Nov 15, 2012
This photo was used before for a previous loan for Benigno Julio. It was first posted on Kiva on Oct, 2011. Learn More