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Delia

Update on Delia

Delia is a member of the Urubamba Communal Bank; she is 50 years old and is a mother to 4. She has been a member of FINCA Perú for 7 years and sells fried crackling and has a small grocery store. She says that thanks to the loans she was able to open her own store where she now sells groceries. Delia enjoys going to her Communal Bank’s meetings because they teach her about being punctual and about savings as well as managing her earnings and how to invest in her business. She has learned all of this thanks to the training provided and says that her sponsor is kind and trustworthy. The loan that she wants will be used to buy meat to make fried crackling and merchandize for her small grocery store like sugar, rice, milk, spaghetti, refreshments, etc.
View original language description ↓
Delia es socia del Bancomunal Urubamba, tiene 50 años de edad y es madre de 4 hijos. Ella es socia de FINCA Perú hace más de 7 años y se dedica a la venta de chicharrón, también tiene una tienda de abarrotes. Ella dice que gracias a los préstamos que le brindaron logró abrir su tienda donde ahora vende abarrotes, le gusta asistir a las reuniones de su Bancomunal porque le enseñaron la puntualidad y el ahorro, también la administración de sus ganancias y como invertir en su negocio, todo eso lo aprendió gracias a las capacitaciones, dice que su promotora es bien amena y confiable. El préstamo que solicita lo invertirá en la compra de carne para la elaboración de los chicharrones y otra parte en mercadería para su tienda de abarrotes como azúcar, arroz, leche, fideos, bebidas, etc.

Previous Loan Details

Delia is a member of the Urubamba communal bank. She is 50 years old and sells pork rinds in Huascahura. She is the mother of 4 children, is married, and has worked with Finca Perú for 7 years. She likes everything that Finca does, since everything it has taught her has helped her make progres... More from Delia's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $6,715
    Average annual income
  • 78
    View loans »
    Peru Loans Fundraising
  • $55,189,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Delia buy meat to make fried crackling and merchandize for her small grocery store like sugar, rice, milk, spaghetti, refreshments, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2012
Listed
Jul 18, 2012
Currency Exchange Loss:
Covered
Ended:
Jan 26, 2013