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Amanecer Group
In this Group: Justina, Felicidad , Noemi Sara , Santusa , Estefany Danny, Nolberto , Milka Alicia , Silvia
The “Amanecer” (Dawn) communal bank will start its third cycle in Pro Mujer as part of the Achacachi Focal Center. It has 8 members led by a governing board that has Justina as its president. The communal bank members carry out a variety of businesses among which we have: ice-cream making, cheese sales, 'chuño' [dehydrated potato] production, potato production and a variety store.

Justina indicates that she’s been part of Pro Mujer for two years having joined thanks to a promotional campaign in her area. She currently has a business making and selling ice-cream. She relates that many years ago she used to sell ice-cream in the city of La Paz and the owner of that business taught her how to make these products so when she returned to her community she started her own business.

The loan she’s requesting now is to increase raw materials. She’ll buy spices in the street markets in the city of El Alto and once the items are made she’ll sell them in her local street markets. This way of working makes it possible for her to generate resources to support her family the best way possible since she’s married and has four children. When asked what she likes about Pro Mujer, she answers that Pro Mujer isn’t very demanding with respect to loan collateral.
View original language description ↓
La A.C. “AMANECER” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Achacachi, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Justina es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: producción de helados, venta de queso, producción de chuño, producción de papa, tienda de artículos varios .

La señora Justina, indica que hace dos años que integra Pro Mujer, ingresando por la promoción llegada al lugar. En la actualidad ella tiene un negocio de producción y venta de helados, ella cuenta que hace muchos años atrás ella vendía helados en la Ciudad de La Paz y en ese empleo el dueño le enseño a elaborara estos productos y cuando ella volvió a su comunidad emprendió este negocio, con su propio establecimiento.

El crédito que ahora sacará es para incrementar la materia prima (compra de esencias) mismo que comprará de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en las ferias de su comunidad. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene cuatro hijos.

Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta que no es exigente con el tema de garantías.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 104
    View loans »
    Bolivia Loans Fundraising
  • $28,227,600
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Amanecer Group's $2,375 loan helped a member to buy spices.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 5, 2012
Listed
Jul 18, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 17, 2013