Renzaho is a 38-year-old man living in Kagadi, Uganda. For four years now he has been dealing in produce and he started this business with capital got from proceeds of maize and beans growing. Inadequate capital is the factor affecting the business. He would like to educate his children and buy a car to enable him to ease transport problems with the suppliers. Renzaho intends to use the loan to buy maize and beans to sell.