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Soopousmanediallo Group
In this Group: Djiba, Fatoumata Binta Ba, Kadiatou Bailo, Maimouna*, Khadiatou, Ousmane, Mariama Sidibe, Mariama, Ramata, Maimouna*, Fatoumata , Binta Alassane, Salimatou, Mariama, Ndeye Katty, Binta Mamadou, Kadiatou, Angna B, Adama, Mariama, Fatoumata Toulou, Aminata , Awa*, Hassanatou Souadou
* not pictured
This group consists of 24 women who play an active role in this Banc Villageois, which was created in December 2009. The group members all live in the same neighborhood and get along nicely. Their main activity is small trade.

Mrs. Ousmane (sitting at the far right in the photo) is the featured borrower. Age 44, she is a married mother of three children, two boys and a girl. She has a stall at the market where she sells fruits and eggs. She has six years of experience in this activity.

She will use this loan to buy fruits from orchards and plantations to sell wholesale to the retailers of the central market of Kolda. She will buy 800 kg of bananas for 96,000F CFA to sell for 215F CFA per kilo, for a total of 172,000F CFA, and 25 baskets of mangos at 2,000F CFA per unit totaling 50,000F CFA to sell for 2,800F CFA each for a total of 70,000F CFA. She will also pay the transportation and handling costs of 14,000F CFA.

Each week, after deducting business expenditures and daily expenses, she earns an average net profit of 30,000F CFA.

The profits earned through her activity will help her to save to buy a house for her children.
Ce groupe est composé de 24 femmes très actives dans ce banc villageois créé Décembre 2009. Elles sont toutes issues du même quartier et ont une bonne entente entre elles. Elles ont comme activité principale le petit commerce.

Madame Ousmane (assise à l’extrême droite dans la photo), est l’emprunteuse vedette du groupe, âgée de 44 ans, elle est mariée et mère de 03 enfants (2 Garçons et 1 fille).
Elle a une place au marché ou elle vend des fruits et des œufs, elle a une expérience de 06 ans dans ce domaine.

Avec ce prêt elle compte s’approvisionner en fruits dans les vergers et plantations et vendre en gros aux détaillants du marché central de Kolda.
-Elle achète 800 kg de banane à 96 000F Cfa pour le revendre en détail à 215F Cfa le kg soit 172 000F Cfa
-Elle achète aussi les 25 paniers de mangue à 2 000f Cfa/U soit à 50 000f Cfa pour les revendre à 2 800F Cfa soit à 70 000F Cfa
-Elle paie aussi des frais de transport et de manutention à 14 000F Cfa
Chaque semaine après déduction de ses charges liées à son commerce et la dépense quotidienne elle se retrouve avec un bénéfice net hebdomadaire de 30 000F Cfa en moyenne.

Les bénéfices de son activité lui permettront d’épargner et en vu d’acheter une maison pour ces enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $1,759
    Average annual income
  • 50
    View loans »
    Senegal Loans Fundraising
  • $13,011,300
    Funds lent in using Kiva
  • 536.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Soopousmanediallo Group's $2,775 loan helped a member to buy fruits from orchards and plantations to sell wholesale to the retailers at the central market of Kolda.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 4, 2012
Listed
Jul 15, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013