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Sambacoulibaly Group
In this Group: Alarbo, Mariama Samba, Oumou, Mariatou, Aminata Bouna, Ousmane, Maimouna, Coumba Ablaye, Ansatou Aliou, Ramatoulaye, Meta , Ansata, Ouleye, Nene Galle Baidy, Kadidiatou, Binta, Kekouta, Kadidiatou Sadio , Mariama, Fatoumata, Dienaba , Kadiatou, Fatoumata, Marie
This group comprises 24 women who are very active within their banc villageois, created in December 2010. They all come from the same neighborhood and they get along well with each other. Their main activity is small retail.

The group's featured borrower is 27 years old. (She is sitting on the right hand-side in the photo, and raising her hand). She is married and the mother of three children, two boys and one girl.

She owns a shop and has been selling food products (rice, sugar, oil...) for six years.

With this loan, she is planning to purchase some sugar, tea and rice from wholesalers in Kolda, and then retail these merchandises in her shop.

She will buy:

- 2 bags of sugar, at a cost of 50,000 CFA francs, and will resell them at a price of 70,000 CFA francs,
- 10 large boxes of tea, at a cost of 8,000 CFA francs, and will resell them at a price of 10,000 CFA francs,
- 1 bag of rice at a cost of 15,000 CFA francs, and will resell it for 17,500 CFA francs.
She will pay 5,000 CFA francs for handling and transportation costs.

Once all merchandise is sold, and after deducting operating costs, she will end up with a net weekly profit of 17,500 CFA francs.

Profits from this activity will help her to put some money into saving, to contribute in part to the daily expenses and to pay for her children's school fees.
View original language description ↓
Ce groupe est composé de 24 femmes très actives dans ce banc villageois créé en Décembre 2010. Elles sont toutes issues du même quartier et ont une bonne entente entre elles. Elles ont comme activité principale le petit commerce.

Madame l'emprunteur vedette du groupe assise à l’extrême droite avec la main droite levée est, âgée de 27 ans, elle est mariée et mère de 03 enfant (02 garçons et 01 fille).
Elle a une boutique et vend des produits alimentaires (riz, sucre, l’huile …) une activité qu’elle fait depuis 6 ans.

Avec ce prêt elle compte s’approvisionner en sucre, thé et riz au niveau des grossistes de Kolda pour revendre en détaille dans sa boutique.
- Elle achète 02 sacs de sucre de 50 000F Cfa elle revend à 70 000F Cfa
- Elle achète 10 grosse de thé à 8 000F Cfa pour revendre à 10 000F Cfa
- Elle achète 01 sac de riz à 15 000F Cfa pour revendre au détail à 17 500F Cfa
- Pour le transport et la manutention elle paie 5 000F Cfa
Apres vente et déduction des frais liés à l’exploitation elle se retrouve avec un bénéfice net hebdomadaire de 17 500F Cfa.

Les bénéfices de son activité lui permettront d’épargner et de prendre en charge une partie de la dépense quotidienne et la scolarité de ses enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 35
    View loans »
    Senegal Loans Fundraising
  • $14,274,375
    Funds lent in using Kiva
  • 536.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sambacoulibaly Group's $2,925 loan helped a member to buy sugar, tea and rice from wholesalers in Kolda and to retail these merchandises in her shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 26, 2012
Jul 15, 2012
Currency Exchange Loss:
Jan 15, 2013