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Tp Takku  Ligueye Group
In this Group: Kadiatou, Ramatoulaye, Mareme, Mame Fatou Toure
This group comprises four women who are very active in the local village loan fund, created in September 2007. They all come from the same area and have good relationships with each other. Their main activity is running small businesses.

Ms. Ramatoulaye (standing on the right with her right hand raised) is the star borrower - she is a 54-year-old married mother of six children (four sons and two daughters).
She sells local cereals. She has run this business for more than 20 years.
With this loan, she intends to obtain supplies of cereals - one tonne of millet and one half-ton of maize - from the weekly markets in the neighbouring towns. The breakdown is as follows:
- For 10 kg of millet purchased at 1150 FCFA, the transportation and handling costs come to 300 FCFA, and she re-sells this amount for 1850 FCFA.
- After subtracting various additional charges (stocking, plastic bags, etc.), she finds herself with a net profit of 350 FCFA per 10 kg.

The profits from her business will allow her to save money and support her husband in providing for the family's nutritional and educational needs.
C e groupe est composé de 04 femmes très actives dans ce banc villageois créé en Septembre 2007. Elles sont toutes issues du même quartier et ont une bonne entente entre elles. Elles ont comme activité principale le petit commerce.

Madame Ramatoulaye (debout à droite avec la main droite levée) est l’emprunteuse vedette, âgée de 54 ans, elle est mariée et mère de 06 enfants (4 Garçons et 2 filles).
Elle vend des céréales locales. Activité qu’elle pratique depuis plus de 20 ans.
Avec ce prêt elle compte s’approvisionner en céréales : une tonne de mil et une demie tonne de maïs dans les marchés hebdomadaires des villages environnants.

- Pour 10 kg de mil acheté à 1150F Cfa, les frais de transport et de manutention s’élèvent à 300F Cfa, elle revend à 1850F Cfa la même quantité.
- Apres déduction des charges variables (stockage, sachet plastique …) elle se retrouve avec un bénéfice net de 350 f Cfa/10 kg.

Les bénéfices de son activité lui permettront d’épargner et de soutenir son mari dans la prise en charge alimentaire et scolaire.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 47
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 536.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Tp Takku Ligueye Group's $2,875 loan helped a member to obtain supplies of cereals - one tonne of millet and one half-tonne of maize - at the weekly markets in the neighbouring towns.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 27, 2012
Jul 14, 2012
Currency Exchange Loss:
Jan 15, 2013